Business Authorisation

Regulatory Authorisation (Financial Services)
The development of a new business or area of business may require
authorisation by the regulator. Comsure can advise on whether an
application need be made. Where an application does need to be made, we
can do this on your behalf. Alternatively, we can review an application
already prepared prior to its submission.

Licensing Approval
If you are in business, you are likely to need to obtain certain
licences from the state. This might be a licence to undertake any
commercial activity, to operate from a particular building or simply to
hold personal data. If you need assistance in identifying which
licences you might need, we can help you through this exercise.
Furthermore, we can draft an application on your behalf in accordance
with the requisite legal criteria to maximise your chances of success.

Business Continuation

Compliance Officer Support
As a compliance officer, you are charged with the responsibility of
managing your business’ legal and regulatory risks. These can be many
and complex. If you need assistance in any aspect of your role,
including areas which are not financial services specific, we can
assist.

Money Laundering Reporting Officer Support
Simply put, the role of MLRO can be tricky. On the one hand you are
under a legal obligation to report any suspicion of money laundering to
the local authorities, but on the other hand any legitimate transaction
which you report might result in a loss of business or even legal
action being brought against your company by the client. In short, you
have to make a judgment call and you have to make it right. Comsure
possesses expertise in considering internal suspicious activity /
transaction reports and advising on the most appropriate course of
action.

Board Support
All members of a board have responsibility for the company and are
accountable for its decisions. We can provide a full range of
consultancy and training services to assist the members of the board,
either individually or collectively, to manage their fiduciary duties.

Human Resources & Health and Safety Support
We offer a full range of services in the following areas:
recruitment /selection, contracts of employment induction programmes
disciplinary and grievance procedures, bullying and harassment,
discrimination, managing change, appraisals, health and safety and
leadership training.

Contract Services
Generally, in law, parties to a contract are free to contract on
whatever terms they please. However, there are occasions when the law
will not give effect to certain terms in a contract because they are
considered not to be in the public interest. Comsure can assist in the
drafting of contracts which will be held valid by a court and can
review subsisting contracts with the purpose of advising on their
interpretation.

Complaints
It is a fact of life that mistakes occur. Organisations should learn
from their errors, try to keep them to a minimum and ensure that anyone
on the receiving end is suitably compensated. There are occasions when
there is a difference in opinion between the parties as to what
represents sufficient compensation. Where the differences become
entrenched, costly litigation can occur. Comsure recognises that it can
be time-consuming and frustrating dealing with complainants. We can
provide an ongoing complaint handling service, dealing with the
complaint in an objective, fair and professional manner. We will enter
into dialogue with both parties and try to negotiate a happy outcome.
Where appropriate, we can liaise with interested third parties, such as
insurers and professional bodies.

Mediation
Occasionally, communication fails. Where there are legal remedies,
the last stop is to refer the matter to lawyers and seek judgment from
a court. This is a costly and time-consuming process and should be
avoided where possible. Mediation allows the points in dispute to be
clarified and brings the parties together to discuss a pragmatic
solution. Comsure can discuss the issues of your case with you and help
you identify a list of objectives to be sought during mediation.
Alternatively, we may be able to provide an impartial mediator to help
the parties reach agreement.