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Comsure operates in:the UK, Jersey, Guernsey

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Jersey Financial Services Commission – NEW Outsourcing Policy

On 1 March 2017 the Jersey Financial Services Commission published the final text of its amended Outsourcing Policy. http://bit.ly/2lNMKgL Although many of the principles in the revised Outsourcing Policy are similar to those in the existing Outsourcing Policy, some amendments within the body of the new document and should be considered carefully. IMPORTANT TO NOTE […]

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JFSC NEW OUTSOURCING POLICY PUBLISHED – 1st March 2017

On the 1st March 2017, the JFSC has published the Feedback Paper attaching the finalised Outsourcing Policy and Guidance Notes (the 2017 Policy). http://bit.ly/2mhUJqb The 2017 Policy is available here:  http://bit.ly/2llq2Ba – Be AWARE OF THE transitional provisions contained in the 2017 Policy. In addition to the 2017 Policy, the JFSC has also published an Outsourcing […]

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The Financial Conduct Authority (FCA) Guidance for Regulated Firms Outsourcing IT Functions to the Cloud.

What does the guidance cover? The guidance builds on the FCA’s existing approach. The FCA defines outsourcing as a third party delivering services on behalf of regulated firms, and the term ‘cloud’ includes different IT services supplied over the Internet. The benefits of outsourcing include cost efficiency, flexibility and increased security. However, there are also […]

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FCA fines Aviva for Failings in Oversight in Outsourcing of Providers

The FCA has fined Aviva Pension Trustees UK Limited and Aviva Wrap UK Limited (Aviva) £8,246,800 (including a 30 per cent discount) for failing in its oversight of third party providers engaged to administer client money and conduct external reconciliation of custody assets. Between 1 January 2013 and 2 September 2015, Aviva breached; principles 3 […]

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LSB third party outsourcing themed review

The UK has published its third party outsourcing themed review. The review assesses the adequacy of subscribers to the standards of lending practice’s systems, processes and controls to ensure that where processes are outsourced, the Lending Code is complied with and that any breaches are identified, reported and remedied. The review covers a number of […]

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FCA Finalise Guidance for Firms Outsourcing to the Cloud and Other Third-Party IT Services

On 7 July 2016, the Financial Conduct Authority (FCA) published its finalised guidance (the Guidance), “FG16/5 – Guidance for firms outsourcing to the ‘cloud’ and other third-party IT services”. http://bit.ly/29ofvk8 http://bit.ly/2a4UhDH FCA Guide Aims The Guidance aims to clarify the requirements on firms when outsourcing to the cloud and other third-party IT service providers. It […]

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The JFSC Issue Consultation Paper on Amending Outsourcing

The JFSC issue Consultation Paper Proposed Amended Outsourcing Policy No. 6 2016 Issued: 18 July 2016 A consultation on proposals in relation to the Outsourcing Policy to: › amend the scope of the policy regarding outsourced activity; › define key terms and include a glossary to remove ambiguity; › remove the distinction between delegation and […]

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Outsourcing failure costs Bank £1,278,165 (for intra-group outsourcing failures)

Summary The recent financial penalty imposed on R. Raphael & Sons Plc (“Raphaels”) by the Prudential Regulatory Authority (“PRA”) underlines the importance of having proper and formalised outsourcing arrangements in place with service providers (even where these are intra-group). Although authorised financial institutions may outsource important operational functions, the responsibility to comply with regulation will […]

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